I had a phone call on my mobile from the bank. The conversation went thus:
'Hello. could i speak to mr Bedell please?'
'Speaking'
'Hello. this is the Yorkshire bank. its nothing to worry about, just a courtesy call, can you spare five minutes?'
'Yes, but no more.'
'Before we start can you confirm your post code and first line of your adress.?'
'Sure its 
'
'Oh, thats not the post code we have. do you have any ide what we might have?'
'well, no.'
'No. then i'm afraid we cant continue with this conversation. good bye sir.'
I didnt even want to talk to them in the first place. They called me! 
